With the real estate business picking up in the country again buying a home is a lot trickier than it has been for a long time. On a national level homeowners are able to sell their homes for 97% of the price they ask for; in some areas they exceed the listed price due to fierce bidding. Here are 5 pointers that can help you to finally own a home in Tampa FL.

•    Don’t go into a negotiation with a deliberately low bid thinking that you will increase your offer when the seller demands a much higher price. They have been waiting for the trend to change for a long time; they won’t fall for pointless bargaining while other buyers are offering close to their asking price.

•    Remember, the national average sale is 97% of the asking price so try offering 3% less than what is on the price tag. If property in that area sells at more than the listed price, offer the listed price as your opening bid.

•    If you need to go higher than the offer you have made, make your next offer your best offer.

•    Be prepared to meet stricter loan requirements and if you really must have that home, consider mortgage insurance (before making your best offer) if you have to
go beyond your entitlement. Get prices for such insurance from more than 1 company to be sure you are not being defrauded. (4 of the nation’s biggest mortgage insurance providers have recently been fined for over-charging.)

•    With the real estate business finally picking up, many homeowners will be stuck for a place to stay once their home is sold; it will be to your advantage if you can throw into the deal a longer waiting period before finally taking occupancy.

True, you may not get your dream house for a steal but if you keep your wits you can still own it at a reasonable price; besides buying a home is still cheaper than renting one!

For more information on homes in Tampa or Tampa Bay luxury homes, please visit our website at Tampa2enjoy.com