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Tampa2Enjoy.com

Find Your Perfect Home

Lance Mohr & Team

Tampa2Enjoy.com

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Home Buying Tips

Lennar Homes Builders in Tampa Review

June 14, 2021 by Kyle Adanza

If you need a home, you need the best people working with you to get the home of your dreams. For the best homes done by professionals, you need to consult Lennar Homes. We are professionals who specialize in building a home for clients.

When you use Lennar Homes, you will get a fully furnished home complete with all the furnishings and furniture you will require, including blinds. It will be much easier for anyone to move into a home that is built and ready for occupation.

Lennar Homes have been building homes since 1954 and have helped hundreds of American families get homes. They believe in values that allow them to ensure that they provide what the clients need. These are:

Quality

With Lennar homes, you will get quality service and have a home with all the necessary processes. They will liaise with third-party inspectors so that you can own a duality home.

If you want a home, they will tell you what lot you can put it on, so you do not have to worry about which lot to put your home in. furthermore they will go ahead and help you with the design process so that you will not have to deal with designers by yourself.

Integrity

The middle-level builders build your home from scratch, and you get an entire house from the plan to the finish done for you. This is where Lennar Homes fall, and they are a great builder because you can follow the whole process of building from the sheet to the finish.

When you let the builders work out the design, the advantage is that you will have an easy to get a great design without any hassle. The builders will deal with the experienced designers so that you will not face any issues like being taken advantage of because you are not sure about how the design process works.

Value

You will get to move into the house and get everything completes from the plumbing to any appliances you need like washers, dryers, refrigerator, and more.

Lennar home is unique, and it is better to deal with a person who is used to dealing with the building because they know the builders, contractors, and other people because they have worked with them and they can probably get a discount so that you can get the best deal on a home you want.

The design packages have already been picked, and you do not need to get to a design studio to get the home you want, which is unique to Lennar homes. They know the new construction process, and it is easy for them to get a better deal with builders so that you can work with professionals and find all the information you need.

Check out Lennar homes for the best deals so that it is easy for you to get home, and you will skip all the hassle of dealing with other designers or contractors by yourself.

Here's a detailed infographic on how to buy a new home. http://tampa2enjoy.com/exphomeprocess


Related Videos:

  • New Home Construction Tips  Before You Write The Contract
  • Save Money On A New Home In The Design Center
  • How To Get a Super Deal When Buying a New Home
  • Get The BEST Mortgage Interest Rate on a New Home
  • Why You Should Get a Home Inspection on Your New Home

For More Information Contact Me:

Website: http://www.tampa2enjoy.com/search-homes/​

Call: (813) 317 – 4009

 Email: lance@tampa2enjoy.com

YouTube: https://www.youtube.com/user/Tampa2Enjoy

Podcast: https://redcircle.com/shows/expert-real-estate-tips-lance-mohr

Filed Under: Florida, Home Buying Tips, New Homes, Tampa Cities

Review of Taylor Morrison

June 12, 2021 by Kyle Adanza

Taylor Morrison has grown to be one of the largest home building companies in the US. It was formed in 2007, and since its inception, it has become a trusted home builder for thousands of families in different states.

They are committed to building homes that have cleaner air, water, and safer paint so that you can live a safer, healthier life. Their homes provide the owners with an opportunity to have their dream home, which is also safer for them and the environment.

Inspired Living

Taylor Morrison believes in inspired living, which they use to ensure that they build inspiring homes. Therefore, you will get homes inspired by joy, adventure, and new beginnings; this way, it is easy for you to choose and design a home suited just for you or your family.  They will help you get the dream home you have been searching for, and the professionals will ensure you have everything you need to have the ideal home.

From the air breathe to the surfaces and the floors, your opinion and health matter to this company, and they have dedicated staff that is ready to help you build a dream home. They will also let you use your own inspiration so that you can create the home of your dream. You can be in the driver’s seat when building your home so that you get to choose everything you want for your home and make it as inspiring as you want.

Design Studio

If you are looking to design your home, you can choose Taylor Morrison because they will let you choose the products you want for your home. You will be in charge when you are building the home, and you will get an opportunity to work closely with the design experts to personalize your home.

This company allows you to put in your style and taste in the finishes you choose for your home so that you can create the home of your dreams. They will let you make your own home so that you can see your personal touch when it is done, and it will feel more like home to you.

All the products available in the design studio are of premium quality so that you are guaranteed their durability and efficiency. You can choose anything you need from kitchen cabinets, closets, countertops, appliances, lighting fixtures, tile, carpeting, and everything you need to make your dream home a reality.

Financing

Taylor Morrison has professionals loan consultants that will guide you, and you can get a tailor-made mortgage program that will fit your budget. This way, you can also own a dream home without straining or breaking the bank.

You can easily own a home of your dreams with this company, and it has a unique way of letting you design each room so that you can have a personal style in each room you have in your new home. It is a one-stop shop for your home design needs because they will provide you with everything from the plan to the finishes.

Here's a detailed infographic on how to buy a new home. http://tampa2enjoy.com/exphomeprocess


Related Videos:

  • New Home Construction Tips  Before You Write The Contract
  • Save Money On A New Home In The Design Center
  • How To Get a Super Deal When Buying a New Home
  • Get The BEST Mortgage Interest Rate on a New Home
  • Why You Should Get a Home Inspection on Your New Home

For More Information Contact Me:

Website: http://www.tampa2enjoy.com/search-homes/​

Call: (813) 317 – 4009

 Email: lance@tampa2enjoy.com

YouTube: https://www.youtube.com/user/Tampa2Enjoy

Podcast: https://redcircle.com/shows/expert-real-estate-tips-lance-mohr

Filed Under: Florida, Home Buying Tips, Tampa Cities

New Home Design Center – Tips to Save Money

June 6, 2021 by Kyle Adanza

There are countless approaches to plan a cost-efficient home during the design interaction. What keeps or saves cash in your home will differ starting with one plan then onto the next, however, there are various general contemplations to be made. Little changes in considerations, like the sort of render, cooling, or floor covers, can save thousands straight away. The exterior and sort of rooftop picked can likewise essentially affect the expense of the home to assemble. Indeed, even the square that is being cited for the form may impact cost through soil type, wind rating, and slant. Indeed, even the structure choice you pick can immensely affect cost.

Planning parts of your new house plan like eliminating pointless walls, lobbies, and dead space, eliminating kicks out in the outer dividers, pushing out a portion of the floor space out under the roof, situating rooms to save money on space, and prompting on other little plan alternatives that can set aside your cash so that without settling on plan or quality you can assemble your new home to meet your spending plan or even permit you some additional money for those uncommon things that you have on your new home list of things to get.

Assumptions:

  • The landowners know precisely where the home will be set on the site before the plan is finished.
  • They understand what they need inside the plan component, sort of establishment (unfinished plumbing space versus section versus walkout), and kind of completed rises.
  • They have a predetermined spending plan before they start the plan. Without knowing precisely what they can bear, no plan will be powerful against the expense. Frequently, it's not the home's “container” that drives up development expenses, it's what goes into it.

General cash saving plans may include:

The utilization of hallway space. Halls are frequently considered as “dead space” or lost causes in a home. This is regularly obvious, and restricting their size and use can save money on squandered space and be savvier. Nonetheless, contingent upon the plan the utilization of walled lanes may improve living spaces by adding usable dividers, and might be a powerful plan decision in itself!

Plan Your Design Early:

Does your home permit you to have an open floor plan? Do you have an alcove or a difficult-to-plan square room? Above all else, work with what you have and think about your format. Measure each square foot, consider the furniture scale (in the legitimate extent to your space) and measure once more. Ensuring you have done the legitimate leg work forthright can help set aside time and cash.

Put resources into Key Pieces That Will Keep going Quite a while:

With regards to furniture, you're willing to spend too much on think quality, not amount. Pick a couple of key speculations like a couch, comfort, or footstool that will be an assertion inside your room. Consider furniture that is made of excellent materials that have a long life expectancy like wood, metal, marble, and sturdy cloth.

Use Financial plan Friendly Accessories:

We simply love what a faultless accessory, cushion, or toss can do to space. Also, they're simply heaps of enjoyable to look for and explore different avenues regarding. There truly is no simpler method to consolidate a fly of shading or to rapidly refresh your look than with another extra.

Work With a Decorist Planner:

Work with a Decorist fashioner who will help you plan a room that correctly accommodates your style and spending plan—and you don't have to leave your home to begin.

Here's a detailed infographic on how to buy a new home. http://tampa2enjoy.com/exphomeprocess


Related Videos:

  • New Home Construction Tips  Before You Write The Contract
  • Save Money On A New Home In The Design Center
  • How To Get a Super Deal When Buying a New Home
  • Get The BEST Mortgage Interest Rate on a New Home
  • Why You Should Get a Home Inspection on Your New Home

For More Information Contact Me:

Website: http://www.tampa2enjoy.com/search-homes/​

Call: (813) 317 – 4009

 Email: lance@tampa2enjoy.com

YouTube: https://www.youtube.com/user/Tampa2Enjoy

Podcast: https://redcircle.com/shows/expert-real-estate-tips-lance-mohr

Filed Under: Florida, Home Buying Tips, Tampa Cities

5 Tampa New Construction Home Buying Tips

May 30, 2021 by Kyle Adanza

Property holders who aren't familiar with the buying process can often benefit from first-time homebuyer tips. It can assist with understanding what they're getting into. Steps in the home purchasing cycle can differ from one state to another and can rely upon nearby traditions. Like any large project, an effective homebuying experience is tied in with getting the subtleties directly from beginning to end. Hardly things are more exciting than jumping from being a tenant to being a first-time property holder.

Getting cleared up in all the fervor is an awesome inclination, however, some first-time mortgage holders lose their heads and commit errors that can risk all that they've tried to acquire. These tips for first-time homebuyers will assist you with exploring the interaction, set aside cash, and close the arrangement. We coordinated them into four classes:

Get your accounts altogether:

Start by getting a full image of your credit. Get duplicates of your credit report. Ensure the realities are right and fix any issues you find. Then, track down a reasonable bank and get pre-approved for an advance. This will place you in a superior situation to cause a genuine offer when you do track down the correct house.

Discover a house you can manage:

Similarly, as with wedding bands, there's an overall general guideline with regards to purchasing a home: more than multiple times your yearly compensation. There are additionally various devices and calculators online that can assist you with seeing how your pay, obligation, and costs influence what you can manage. Remember that there are loads of contemplations past the retail cost, including local charges, energy costs, and so on.

Hire an expert:

While the Web gives buyers exceptional unique home postings and assets, numerous parts of the purchasing cycle require a degree of skill you can't get from riding the web. An ideal situation utilizing an expert specialist than going it single-handedly. If conceivable, enroll a restrictive purchaser specialist, who will have your inclinations on a basic level.

Get your work done:

Before making a bid, do some exploration to decide the condition of the market on the loose. Is it greater for sellers or purchasers? Then, see deals patterns of comparable homes around there or neighborhood. Think of an asking value that is serious, yet in addition practical. Else, you may wind up ticking off your dealer.

Think long term:

You shouldn't except if you're certain you'll wait for in any event a couple of years. Past that, you should purchase in a neighborhood with great schools. If you have youngsters, this will affect your new home's resale esteem down the line. With regards to the actual house, you should employ your home overseer, who can bring up potential issues that could require exorbitant fixes later on.

Talk with a land legal advisor:

Before you consent to your Arrangement of Procurement and Deal or Agreement for a Custom Home, have it assessed by a certified land legal counselor. There are different issues for you to consider, which are clarified in the Making the Arrangement segment of our site.

Here's a detailed infographic on how to buy a new home. http://tampa2enjoy.com/exphomeprocess


Related Videos:

  • New Home Construction Tips  Before You Write The Contract
  • Save Money On A New Home In The Design Center
  • How To Get a Super Deal When Buying a New Home
  • Get The BEST Mortgage Interest Rate on a New Home
  • Why You Should Get a Home Inspection on Your New Home

For More Information Contact Me:

Website: http://www.tampa2enjoy.com/search-homes/​

Call: (813) 317 – 4009

 Email: lance@tampa2enjoy.com

YouTube: https://www.youtube.com/user/Tampa2Enjoy

Podcast: https://redcircle.com/shows/expert-real-estate-tips-lance-mohr

Filed Under: Home Buying Tips, Tampa Cities

New Construction Home Money Saving Tips

May 14, 2021 by Kyle Adanza

Perhaps the most habitually asked questions from individuals are “How they can save money to construct their new home?” Construction is expanding more costly quite a long time after year for a few reasons. Raw material expenses are rising, gas and fuel costs vary, and the expenses of running large equipment and related gear change. Likewise, work costs will in general change after some time and are surely expanding in numerous cases.

Purchasing another construction home isn't modest. By and large, purchasing a house is one of the greatest – if not the greatest – investment you'll at any point make, and when you have the alternative to constructing a home, you would prefer, things include quick.

Set a spending plan, and Purchasing Land:

Before you even meet with the developer's you should check in with a monetary advisor to discover the amount you can stand to spend. As with any new home buy, it's outrageously simple to spend more than you planned to. That is the reason it's essential to realize the amount you need to spend, yet the amount you can. When you have that number, consider it written in stone, and don't go over it – regardless of how enticing.

Purchasing a piece of land could save you a great deal of cash when you build your new house. Prior to purchasing your property, do some schoolwork and ensure that the land can be based on without exorbitant costs like clearing and impacting rock. Crude land or a mountainside retreat may appear to be brilliant, however getting the land free from trees, shakes, and evening out could add additional expense to your home form. Additionally, crude land might not approach drinking water and appropriate sewage lines, and adding those won't just be fundamental yet will put on additional costs to your home form. Tracking down an appropriate part is getting more troublesome as zones keep on getting more evolved, which is the reason you should work intimately with a confided real estate agent. Check our tips for purchasing land for more nitty-gritty data.

Do it Without anyone's help, Except if You Can't!

You're a fanatic do-it-yourselfer or only fit with a paintbrush, you can likely get a couple of the tasks on the development daily agenda. Workers for hire make a normal of $18 to $25 each hour, so when you do a portion of the work yourself, you're saving those work costs. Try to be practical about what you can do.

Just you understand what your abilities are. If you can accomplish something yourself, it can save you a pack, yet you don't have the foggiest idea of what you're doing, there's a possibility you'll wind up paying more to have a project worker fix your slip-ups. Certain things, such as introducing a latrine appropriately, are more troublesome than they may appear. Plumbing botches specifically can be over the top expensive to fix since holes can cause water harm that you'll need to pay for on top of the expense to have things plumbed appropriately.

It's additionally essential to ensure you understand what you're finding yourself mixed up with. A few pieces of a development project have more to them than meets the eye. If you consent to paint, make a point to see whether you're simply painting the dividers, or that you'll need to paint the trim and the roof, as well.

Pick your builder carefully:

You're never going to budge on living in a specific turn of events, analyze a couple of various builders around there and pick the one that offers you the most for your cash. A few builders offer lower or more comprehensive base costs, more sensible updates, and additionally better motivators, so it bodes well to do a touch of examination preceding picking who you will go with. Make a point to think about quality just like cost, since none of the cash that you spend ought to be going toward defective or inferior quality highlights and plan.

Get some information about shutting cost motivators:

You will not compensation for your new development home until it's move-in prepared (short the initial installment, which you'll pay almost immediately for your agreement and grants), yet you'll in any case need to begin working with a bank as right on time as conceivable to guarantee you'll be all set when shutting opportunity arrives along. A few developers offer unique impetuses you work with their favored moneylenders –, two or three thousand dollars off of shutting costs – so it might bode well for you to contact those banks first, and if you get a reasonable home loan bargain through them, go that course.

Do explore your tools:

The developer of your new development home by and large agreements with a couple of machine producers and afterward gives you a couple of choices of base and overhauled apparatuses through that organization. In any case, that doesn't mean you need to go with what's advertised. You have two alternatives here you need to reduce expenses on machines: you can search for cheaper choices from those makers and afterward check whether the developer can oblige (they generally can), or you can close without your apparatuses and have cheaper ones introduced thereafter. Don't simply take what's offered at face esteem – there's a great deal of fluctuation in machine costs.

Try not to fake wood floors:

Consider new ideas with regards to wood deck, precisely the same search for less. Get cover, or even vinyl, flooring that resembles wood for a negligible portion of the expense, and on the grounds that they're scratch safe and water safe, you'll set aside cash over the long haul, as well. The solitary thing you'll need to forfeit is the information that your “hardwood” floors aren't the genuine article, however, that is a little expense to pay for getting a similar look without going through almost as much cash.

Go norm and redesign later:

With regards to configuration highlights like lighting apparatuses and window medicines, you're typically in an ideal situation looking for an arrangement than going with the restricted alternatives offered by your developer. Decide to have the standard alternatives introduced (which are now remembered for your base cost), and afterward overhaul them inside your spending plan later on. You can discover extraordinary arrangements on interesting pieces at used stores and on minimal effort plan and style sites, and you'll save much more, introduce them yourself. As a little something extra, you can attempt to sell the standard highlights that you trade out after you've taken out them.

Spend where it matters most:

Not all updates are esteemed similarly. You need to think regarding what you need with the house, however, what will get you a profit from your venture later on. It's most likely worth spending lavishly somewhat on taller cupboards and a profound pour cellar, however, a 50 square foot knockout in the main room will cost significantly more than it will return. Obviously, you're assembling your new development home to live in, not simply as a venture property.

Thank you for reading this article, New Construction Home Money Saving Tips. If you have any questions please don't hesitate to call (813) 3117-4009 or you can also email us at Lance@tampa2enjoy.com.

Here's a detailed infographic on how to buy a new home. http://tampa2enjoy.com/exphomeprocess


Related Videos:

  • New Home Construction Tips 🎥 Before You Write The Contract
  • Save Money On A New Home In The Design Center
  • How To Get a Super Deal When Buying a New Home
  • Get The BEST Mortgage Interest Rate on a New Home
  • Why You Should Get a Home Inspection on Your New Home

For More Information Contact Me:

Website: http://www.tampa2enjoy.com/search-homes/​

Call: (813) 317 – 4009

 Email: lance@tampa2enjoy.com

YouTube: https://www.youtube.com/user/Tampa2Enjoy

Podcast: https://redcircle.com/shows/expert-real-estate-tips-lance-mohr

Filed Under: Home Buying Tips, Tampa Cities

How to Hire a Listing Agent When Selling Your Home

May 3, 2021 by Kyle Adanza

Hiring a real estate agent to sell your home can be a challenging undertaking. You want to engage someone who will enable you to sell the house and not just list the home. You will look at qualities like how long the realtor has been in business, whether the agent returns calls, the agent's knowledgeability, and many other qualifications. However, it boils down to marketing.

What Sells a Home?

People will want to buy a house that is in good condition at a relatively affordable price. As a homeowner, you control the price and condition of the house. The real estate agent controls the marketing of your home.

The homeowner pays the realtor to market the home. Therefore, at the first meeting with the realtor, ensure that you know how the agent will market your home. They will engage in negotiation, but poor marketing skills will not get them to the negotiation stage.

What to Expect at First Meeting with Realtor

Generally, it is good to ask for recommendations from friends, family, peers, or even search the internet for real estate agents. The best thing is to have between ten to fifteen agents. With the agents, send them an email showing that you want to sell your home.

Are you wondering what to ask a realtor when selling your home? In the first meeting with the realtor when looking to sell your house, ask two questions:

  • Why should I hire you?
  • What are you going to do different

Based on the responses to the questions, you will identify the agents that can help you sell your house. Ideally, the questions will eliminate more than 90 percent of the realtors.

When observing their responses about what they will do differently (compared to other realtors), focus on their marketing. Marketing, in this case, means marketing the home and not self-promotion. As such, you may ask the agents to send you some of the listings that they have under contract or have sold. With such information, you can determine if they really know what they are doing.

According to the National Association of Realtors (NAR), buyers look for three things:

  • Pictures – the realtor should be able to take high quality, clear photos of the home
  • Detailed description – it should lure buyers by showing the good qualities of the home
  • Movie tour – enables buyers to take a virtual tour of the home

As stated by the NAR, an agent who can take great pictures, write good descriptions, and film an enticing movie tour knows marketing. When you follow this criterion, you will be left with two or three agents. 

Now you can invite them to your home and talk to them. Get to see how good they are at negotiating.

Bottom-line

A realtor's main role is to market your home. Are you wondering when to contact a realtor to sell your home? Examine their marketing and negotiation skills first. Additionally, you can reach out to Mohr Home Group and they will help you get a competent real estate agent.

Hiring a real estate agent to sell your home can be a challenging undertaking. You want to engage someone who will enable you to sell the house and not just list the home. You will look at qualities like how long the realtor has been in business, whether the agent returns calls, the agent's knowledgeability, and many other qualifications. However, it boils down to marketing.

What Sells a Home?

People will want to buy a house that is in good condition at a relatively affordable price. As a homeowner, you control the price and condition of the house. The real estate agent controls the marketing of your home.

The homeowner pays the realtor to market the home. Therefore, at the first meeting with the realtor, ensure that you know how the agent will market your home. They will engage in negotiation, but poor marketing skills will not get them to the negotiation stage.

What to Expect at First Meeting with Realtor

Generally, it is good to ask for recommendations from friends, family, peers, or even search the internet for real estate agents. The best thing is to have between ten to fifteen agents. With the agents, send them an email showing that you want to sell your home.

Are you wondering what to ask a realtor when selling your home? In the first meeting with the realtor when looking to sell your house, ask two questions:

  • Why should I hire you?
  • What are you going to do different

Based on the responses to the questions, you will identify the agents that can help you sell your house. Ideally, the questions will eliminate more than 90 percent of the realtors.

When observing their responses about what they will do differently (compared to other realtors), focus on their marketing. Marketing, in this case, means marketing the home and not self-promotion. As such, you may ask the agents to send you some of the listings that they have under contract or have sold. With such information, you can determine if they really know what they are doing.

According to the National Association of Realtors (NAR), buyers look for three things:

  • Pictures – the realtor should be able to take high quality, clear photos of the home
  • Detailed description – it should lure buyers by showing the good qualities of the home
  • Movie tour – enables buyers to take a virtual tour of the home

As stated by the NAR, an agent who can take great pictures, write good descriptions, and film an enticing movie tour knows marketing. When you follow this criterion, you will be left with two or three agents. 

Now you can invite them to your home and talk to them. Get to see how good they are at negotiating.

Bottom-line

A realtor's main role is to market your home. Are you wondering when to contact a realtor to sell your home? Examine their marketing and negotiation skills first. Additionally, you can reach out to Mohr Home Group and they will help you get a competent real estate agent.


Related Videos:

  • The ONLY 2 Reasons to Hire a Listing Agent – Home Selling Tips
  • Should You Use A Listing Agent or Buyer Agent to Buy a Home?
  • Why Your “Listing Agent” MUST Call The Buyers Lender – Lance Mohr – Tampa Realtor
  • How Do Realtors Get Paid – Who Pays Your Buyers Agent
  • Buyer's Agent – Buyer's Agency Does Not Exist

For More Information Contact Me:

Website: http://www.tampa2enjoy.com/search-homes/​

Call: (813) 317 – 4009

 Email: lance@tampa2enjoy.com

YouTube: https://www.youtube.com/user/Tampa2Enjoy

Podcast: https://redcircle.com/shows/expert-real-estate-tips-lance-mohr

Filed Under: General, Home Buying Tips, Investing, Realtors, Selling Tips

Advice to Homebuyers

April 26, 2021 by Kyle Adanza

Many homebuyers go to third-party websites like Zillow and Trulia when looking for information about houses and decide which homes to purchase. Such websites are usually attractive and may lure you easily. However, visiting such websites is a mistake. This article contains buying property advice for every homebuyer.

What You Need to Know About Third-Party Websites

Third-party websites mask themselves as real estate sites but are data mining sites. Data mining sites make money when people fill in their information: your contact information – name, phone number, email address, and other information. Such sites will use cookies to track you down and follow you around the internet.

 One thing you need to note is that third-party websites are not on-profit organizations. They give inaccurate information and you are most likely not going to find the homes you want.

Tips for First-Time Homeowners

If you are buying a house for the first time, the best thing to do is get out of the third-party websites. Those sites will always frustrate you. It is not a matter of if, but rather when you will get frustrated.

For anyone on the sites to look at the graphics and admire them, that may be okay. If you attempt to dig more information about the homes listed on those websites, you may find out that none really exist, and some even got sold as far as two years ago.

Once you are ready to buy a home, a real estate agent will be helpful. You need to engage a real estate agent to guide you in the entire process. They can even help you get into first-time homebuyer programs.

The best buying property advice is getting a real estate agent since they will take time to go through the Multiple Listing Service (MLS). They will sign you up for an automated email service (with your criteria) so that you will instantly receive a notification as soon as a house is available.

The good thing with the automated email service is that as soon as the agent posting the new listing presses enter,  you instantly get an email informing you of the new house on the market. You are literally the first person to know about the home.

As a first-time homebuyer, remember that the MLS is the real deal. Every listing on the MLS is a real home that you can buy. Unlike other websites filled with dummies, the MLS site will enable you to get the house of your dreams.

Bottom-line

There are questions that you need to ask when buying a house for the first time. Get to know the price, how much the property taxes cost, know the closing costs, and such like information. Additionally, get to work with a real estate agent. The best move is to avoid third-party websites. They will waste your time while selling the data you provide. A real estate agent will get you enrolled on an automated email service on MLS where you will get all the required information and notifications about houses.


Related Videos:

  • How Do Realtors Get Paid
  • Tampa Realtors – 6 Best Tips On “How To Choose a Realtor
  • 3 Critical First Time Home Buyer Mistakes
  • How To Get The Best Mortgage Rate
  • 4 Essential HOME BUYING TIPS To Save Time & Frustration

For More Information Contact Me:

 Website: http://www.tampa2enjoy.com/search-homes/​ 

Call: (813) 317 – 4009

 Email: lance@tampa2enjoy.com

YouTube: https://www.youtube.com/user/Tampa2Enjoy

Podcast: https://redcircle.com/shows/expert-real-estate-tips-lance-mohr

Filed Under: Home Buying Tips

How does Mortgage Insurance Work?

April 20, 2021 by Kyle Adanza

Many people have questions about mortgage insurance, the different types of mortgage insurance, and how it works. In this article, we will answer all those questions.

What is Mortgage Insurance?

Mortgage insurance protects the lender or titleholder if the borrower dies, defaults payment, or becomes unable to meet the mortgage contract's agreements. Mortgage insurance can be on a conventional loan (Freddie Mac or Fannie Mae), FHA Loan, or VA Loan. So how does mortgage insurance work for the various loan types?

  • VA Loan – it has a one-time upfront fee known as a funding fee. You can roll it into the price of the home. You do not pay mortgage insurance premiums every month.
  • FHA Loan – the mortgage insurance (MI) stays with you for the entire time the loan remains in existence. Generally, one pays a qualified mortgage insurance premium. With FHA loans, everyone has to pay the mortgage insurance regardless of their down payment.
  • Conventional Loan – it is popularly known as Private Mortgage Insurance (PMI). Ideally, if you put down 20% of the loan, you will not have PMI. Any value that is less than 20% will have PMI. Typically, the lesser the money you put down, the higher the PMI will be. Always remember that mortgage insurance protects the lender and not the borrower. The lender arranges the PMI and a private insurance company provides it. If someone is refinancing with a down payment of less than 20%, they will also pay PMI.

Generally, you do not have to pay 20% at once. You can pay in installments. Once you attain a 20% equity in the home you are buying, you can initiate talks with the mortgage insurance company to do away with the mortgage insurance premiums.

Some mortgage insurance companies will do the calculations in-house and scrap off the mortgage insurance, but others will want to do an appraisal. They will require you to pay for the appraisal, but it is quite affordable – around $300 or $350.

Mortgage Title Insurance

Mortgage title insurance protects in the event a sale gets invalidated later on due to a problem with the title. Generally, a beneficiary is protected in case the person selling the property is not the actual owner of the home.

Mortgage Life Insurance

Before getting the loan, every borrower needs to understand the risks associated with having a mortgage. As such, borrowers have to fill through the mortgage protection life insurance. A borrower can decline the mortgage protection life insurance, but they will have to sign several waivers and forms to verify their decision.

Generally, mortgage life insurance protects the policy holder’s loved ones in case the policy holder dies before paying off the mortgage. Your loved ones will be paid a lumpsum to enable them clear the mortgage debt to ease their financial burden.

Bottom-line

Mortgage insurance works to protect lenders in case the borrower is unable to meet the contractual obligations of the mortgage. You need to talk to your loan officer to know the type of mortgage insurance that applies to you.


Related Videos

  • Title Company or Real Estate Closing Attorney – Who Should You Use & Why?
  • FHA Loans – The Pros and Cons of Getting an FHA Loan
  • 🎥 Bank Owned Homes – What You Need to Know Before Buying a Bank Owned Property
  • 5 First Time Home Buyer Programs
  • How to Buy a House With No Money Down

For More Information Contact Me:

Website: http://www.tampa2enjoy.com/search-homes/​

Call: (813) 317 – 4009

 Email: lance@tampa2enjoy.com

YouTube: https://www.youtube.com/user/Tampa2Enjoy

Podcast: https://redcircle.com/shows/expert-real-estate-tips-lance-mohr

Filed Under: Home Buying Tips, Tampa Cities, Video Tips

Tampa Realtors- 6 Best Tips On How To Choose a Realtor

April 6, 2021 by Kyle Adanza

Buying or selling a home is a lifetime investment that requires working with top realtors in Tampa Florida. Hiring a reputable realtor in Tampa will save you time and the stress of having to learn the aspects of the Tampa property market.

However, with so many realtors advertising their services in Tampa realtors directory, you may be confused on how to choose a Tampa Realtor.

Follow these six tips on how to choose a Tampa Realtor to make sure you hire the perfect pro:

  1. Do background research

Once you have a list of potential Tampa realtors to choose from, go ahead and do some research on those particular realtors. Go to their website and check their portfolio and see how they present their services.

Also, you’ll want to look at what their previous clients are saying about their services on sites like Yelp, Angie’s List.

  • Look at their experience

How long have they been in the real estate industry? How many clients have they worked with? Do they have past client testimonials and video reviews?

These questions will help you gauge if the realtor understands the local market, as well as your kind of property.

  • Certifications

The best black realtors in Tampa, FL always seek to further their education to strengthen their skillset. Ask your potential realtors if they have any certifications and specialties. Finding a realtor with several certifications is a huge bonus. 

  • Choose a real estate agent who’s tech-savvy

Modern technology has changed the way realtors do their work and those who have embraced the latest technologies always have an upper hand. When choosing top real estate agents in Tampa, be sure to consider how they use technology to help you get the best deal.

Do they utilize social media to market their services and their clients’ properties? How do their listings look like on Tampa MLS? Do they use electronic solutions to help clients save time?

Asking potential candidates these questions will help you establish their level of professionalism. A reliable South Tampa realtor will use latest technologies to get more leads, save time, and become more productive. 

  • Communication

 A reliable realtor should keep you updated at least 2 times per week. Ask them how they’ll keep you informed to determine if their mode of communication will work for you. You can gauge their level of communication from how they answer their calls or text messages during the initial consultation.

  • Length of contract

Ideally, you should work with an agent with a contract limited to six months or less. It’s not advisable to go for a contract that’s too long because it could limit your options in case the agent fails to deliver.

There you have it. These are the six tips on how to choose a Tampa realtor.

Buying or selling a home can be an overwhelming process. At MOHR HOME GROUP, we’ll guide you through the process to help you save time and give you peace of mind knowing that you’ve made the right decisions.


Related Videos

  • How Do Realtors Get Paid
  • #1 Home Buyer Mistake – Do NOT Do This!
  • 3 Critical First Time Home Buyer Mistakes
  • How To Get The Best Mortgage Rate
  • 4 Essential HOME BUYING TIPS To Save Time & Frustration

For More Information Contact Me:

🌐 Website: http://www.tampa2enjoy.com/search-homes/​

📞Call: (813) 317 – 4009

📧 Email: lance@tampa2enjoy.com

YouTube: https://www.youtube.com/user/Tampa2Enjoy

Podcast: https://redcircle.com/shows/expert-real-estate-tips-lance-mohr

Filed Under: General, Home Buying Tips, Realtors, Tampa Cities

4 Essential Home Buying Tips to Save Time and Frustration

April 2, 2021 by Kyle Adanza

Buying a home is exciting and at the same time overwhelming—especially for first-time home buyers. With the many requirements, tasks, and steps involved in the process, you'll need a printable checklist for buying a house to ensure you get the details right from start to finish.

In this article, we’ll provide you with a checklist for buying a house for the first time to help you navigate the process smoothly and save time.

  1. Age of the home

The age of a home is a key consideration in a first-time home buyers checklist printable. Most first-time homebuyers focus more on the location and the price of the home they want to purchase. Of course, these factors are important, but the age of the home should be an important consideration as well.

Knowing the age of the home you want to purchase will help to narrow down the search and make buying a home quick and stress-free. 

Generally speaking, new homes command higher prices than older homes, but there are exceptions.

With the countless homes for sale in Tampa Florida, you’ll find both new and older homes. The options can be overwhelming and as a result, you’ll need the help of a professional Tampa realtor to help you with evaluating the available options.

2. Square footage

Square footage is another important consideration in a first-time home buyer checklist 2021. This factor plays a major function in a home's value alongside the age of the home and other criteria. When you're looking to buy a home, you must have your minimum square footage in mind to simplify the process further.

An experienced real estate agent in Tampa knows the kind of properties on sale in the locations you’re considering; so they can help you find the perfect home with the square footage you’re looking for. 

  • Listed Price

The listed price is arguably the most important consideration in a home buying checklist printable. Home prices in Tampa vary widely based on many factors. It’s important to have a price range in mind; otherwise, you’ll miss out on finding the right home.

In addition, you don’t want to buy an overpriced home. That’s why you need to enlist the services of a Tampa realtor to help you determine the right prices.

  • Determine the area you want to live in

It becomes much easier to find the right home when you know exactly where you want to live in. Knowing where you want to live will not only help to save time but will also ensure you don't miss out on great deals.

There you have it. These are the most important considerations in a checklist for buying a hose for the first time.

Your first home is a big purchase and you want to get everything right. This checklist for buying a house for the first time will save you money and frustration, and ensure you find the perfect home.

Most importantly, working with an experienced Tampa realtor will take the weight off your shoulders throughout the home buying process.

Ready to get started with home buying? Let the Tampa real estate experts at MOHR HOME GROUP help.


Related Videos

  • How Do Realtors Get Paid
  • Tampa Realtors – 6 Best Tips On “How To Choose a Realtor
  • How to Choose a “LISTING AGENT” 
  • How To Get The Best Mortgage Rate
  • 4 Essential HOME BUYING TIPS To Save Time & Frustration

For More Information Contact Me:

🌐 Website: http://www.tampa2enjoy.com/search-homes/​ 

📞Call: (813) 317 – 4009

📧 Email: lance@tampa2enjoy.com

YouTube: https://www.youtube.com/user/Tampa2Enjoy

Podcast: https://redcircle.com/shows/expert-real-estate-tips-lance-mohr

Filed Under: Home Buying Tips, New Homes, Tampa Cities

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